If your payout under Balance Shield is less than $100, your voluntary additional payment amount will be prorated based on the amount of money that Balance Shield cashes out. Earnin is not responsible for any third-party fees or costs that you may incur based on the timing of authorization revocation. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, OR CONTINUED AVAILABILITY OF THE CONTENT ON THE SITES OR THE SERVICES, AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE. In connection with our review process, you may be required to provide us with additional information and/or documentation to verify your identity and Bank Account information. PUSH NOTIFICATIONS, EMAIL AND SMS COMMUNICATIONS For the Tip Yourself Service, Earnin uses Evolve Bank & Trust to provide a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas-chartered depository institution. For more information about voluntary tips please reference the specific service below. We will initiate debits to your Bank Account or debit card as permitted by applicable laws and NACHA rules. In order for the Services to function effectively, you must also keep your Account Information up to date and accurate. Tip Yourself Earnin uses the information we collect to help us verify your identity, set up your account, and provide you with customer service. You must immediately report to us any changes in Account ownership information that you originally provided to us in connection with the submission of your application for an Account. Subscribers have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails. You understand and agree that you are entering into these Terms of Service electronically and that certain categories of information ("Communications") may be provided by us to you by electronic means (i.e., via email, through the Service by displaying links to notices generally on the Site, or to your mobile device), unless and until you withdraw your consent as described below. I am thankful for the supplemental income from DoorDash. IN SUCH STATES LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW. Email: legal-notices@earnin.com. We may place funds to enhance our business objectives and for balance sheet management without any benefit to you, including increased FDIC deposit insurance coverage. You further agree that: Activehours is not responsible for any overdraft fees, over-the-limit fees, or insufficient fund charges (including finance charges, late fees, or similar charges) that result from your failure to maintain a balance or available credit in the bank account that is sufficient to fund all payments you initiate. link/ OL59rhV4Gwb. You acknowledge that if you fail to comply with all of the requirements, your DMCA notice may not be valid. Activehours also allows you to submit your medical bills (including, medical, dental and vision) to Activehourss medical billing negotiators to negotiate lower payment options with your medical providers (Health Aid, formerly known as MediPal). The CCPA provides the right to request that we disclose the specific pieces of information we have collected about you, which Earnin will do after we receive and validate your request. Do not use a Personal Identification Number (PIN) when paying for your purchases with your enrolled card if you want the transaction to be eligible for rewards or offer completion. You also acknowledge and understand that, with respect to any dispute with Activehours, its officers, directors, employees, agents or affiliates, arising out of or relating to your use of the Service or these Terms of Service: You agree that if Activehours does not exercise or enforce any legal right or remedy which is contained in these Terms of Service (or which Activehours has the benefit of under any applicable law), this will not be taken to be a formal waiver of Activehours's rights and that those rights or remedies will still be available to Activehours. These Third Parties may place their own cookies to collect information about your activities on our Website and/or the advertisements you have clicked on. These voluntary tips help fund us and keep us going, but we want you to be in control of if, when, and how much to tip. Introduction However, we may disclose certain Personal Information for a business purpose, as set forth above. We do not share your Personal Identifying Information with third parties for the third parties own and independent direct marketing purposes unless we receive your permission. You also agree to provide accurate Bank Account information, and promptly update it whenever the information is no longer accurate. Can anyone in the Earnin Community help me boost my Max? We may also send an email to you at the email address you have provided to us. Opting out in this manner will not end transmission of Services related Messages. When you use certain Earnin Services, we need to collect additional information from you and third parties. Palo Alto, CA 94306. Earnin collects Personal Information when you use the Earnin Site and Services. Use transaction data to confirm a Qualifying Purchase or return to match transactions to confirm whether you qualify for a statement credit or an offer; You authorize the sharing, exchange and use of transaction data described above and herein by and among Activehours and Activehours' third party service providers, applicable Payment Card Networks and applicable merchants. Further, you represent that any Content you submit does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam.". Health Aid There is no fee or charge to use Balance Shield alerts. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. Information We Collect Automatically (ii) the Content in and in connection with advertising, marketing and promoting Earnin, its products and services, or its sponsored events, in whole or in part, by any and all means, media, devices, processes and technology now or hereafter known or devised throughout the universe. You may enroll another debit or credit card in Cash Back Rewards or deactivate your card in the other Empyr, Inc. operated program. Allows you to set an alert to have Earnin send you a notification when your Bank Account falls below an amount that you set ($0-$400) to help you monitor your bank account balance. We may use proprietary fraud and risk modeling when completing this review and assessing the risk associated with your Tip Yourself Account. This section explains how Earnin shares your information. Earnin will not engage in any debt collection activities if the amount of the Cash Out is not repaid on the scheduled date, place the amount of the Cash Out as a debt with, or sell it to, a third party, or report to a consumer reporting agency concerning the amount of the payout. https://earnin.app.link/Pedro3497 If you are a earnin user who has cashed out, all I need We are only here for Boosts. You can opt out from future notifications by clicking on the unsubscribe link in emails from FiscalNote or in emails from Earnin, and/or via opt out language from any texts received. If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip Yourself and Earnin Express, it does so pursuant to Evolve Bank and Trusts Privacy Policy, and such Personally Identifiable Information is not subject to this Privacy Policy. Once we have verified the Required Identifying Information that you provide to us, you will be able to begin using Earnins Services and Site. any customer service communications, including communications with respect to claims of error or unauthorized use of the Sites or Services; and Community members can have a Daily Max of up to $100. Before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances. If you are a copyright owner or an agent thereof and believe that any content posted by an Earnin Community Member user infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our Copyright Agent with the following information in writing (see 17 U.S.C. If you wish to revoke your authorization, you may do so by contacting support@earnin.com at least three business days before the day the transaction is scheduled and stop using the Sites and the Services. As used in these Terms of Service, the term "Site" includes all websites, devices, and/or applications we operate that link to these Terms of Service, pages within each such website, device, or application, any equivalent, mirror, replacement, substitute or backup website, device, or application, and pages that are associated with each such website, device, or application. Third-Party Credentials: You may also enter in certain passwords, usernames, account numbers, and other account information for third-party sites and Internet services ("Third Party-Sites"). You can choose to leave a tip in appreciation for using Health Aid, anywhere from $0-1$100, but are under no obligation to do so. The funds deposited in the Sub-Deposit Account will be FDIC insured to the same extent as if such funds were held in the Account with us and shall be aggregated with deposits maintained in your Account with us. app. By using Tip Yourself Services, you authorize Earnin and Evolve Bank & Trust to access and transmit your personal and financial information from your Evolve Bank & Trust account to Earnin in accordance with Evolve Bank & Trusts privacy policy. Earnin will send you an annual reminder that Balance Shield is turned on. Do we track your browsing activities on other sites? i got you, here is mine: https: //earnin. Activehours uses Plaid Technologies, Inc. (Plaid) to gather End Users data from financial institutions. Your phone number, email address and other contact information must be kept current in your account profile. In general, you can visit the Website and download the Application without telling us who you are or sharing any Personal Information with us. THE SITE, SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS, AND TIP YOURSELF, INFORMATION, DATA, FEATURES, AND ALL CONTENT IS OFFERED AND MADE AVAILABLE ON AN "AS IS" AND "AS AVAILABLE" BASIS. You will have a set Daily Max, which is the maximum you are allowed to Cash Out in one day, as well as a Pay Period Max, which is the maximum amount you can Cash Out before your next pay period. The world works best when people help each other. Cash Out. You agree to your personal and financial information being transferred, stored, and processed by Evolve Bank & Trust in accordance with its Privacy Policy. If you have already enrolled the debit or credit card with a separate program operated by Empyr, Inc., you will be unable to register that card in both Cash Back Rewards and the other Empyr, Inc. operated program. Non-Personally Identifiable Information (Aggregated and Anonymized Data) Required Identifying Information depending on the Service, we may require certain information to validate who you are, including but not limited to: Subject to eligibility verification and settlement of the Qualifying Transaction, statement credits will typically appear as part of your Earnin balance within approximately 10 days of the qualifying transaction, but may be subject to delays. Once you choose to redeem, the reward will be reflected in your associated bank account 3-5 days after that. We are under no obligation to place your funds with an Insured Depository Institution. We may use the information you provide to use Earnin Cash Back Rewards as follows. Advocacy Tip Yourself This service is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered depository institution. Information from Third Parties If you believe that either your credentials or a device that you use to access the Site and/or our Services has been lost or stolen, that someone is using your account without your permission, or that an unauthorized transaction has occurred, you must notify us IMMEDIATELY at support@earnin.com or live chat the Earnin team via the mobile app. Can anyone in the Earnin Community help me boost my Max? You hereby consent to personal jurisdiction and venue in the state and federal courts located in the County of Santa Clara, California. Longer accurate other contact information must be kept current in your Account information up to date and accurate will end! Place their own cookies to collect additional information from you and Third Parties may place their cookies... Fees or costs that you may enroll another debit or credit card in Cash Back Rewards or deactivate your in! 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